Joint ventures


Both of the following joint ventures participate in the Federal Student loan document preparation and submission business. This is an industry with 40M loan holders and $1.4T in outstanding loans.  The U.S. Department of Education estimates that there are 17.7M loan holders who qualify for their “Pay as you earn” programs and are, therefore, prospects for our businesses listed below.


Progress Advocates LLC

Progress Advocates LLC, our Federal Student Loan document preparation and submission business, is a joint venture with LSH, LLC, one of the most experienced companies in this industry.  Progress Advocates works with Federal student loan holders to determine their eligibility for the US Department of Education’s Direct Loan consolidation and modification program (“Pay as you earn” program).  If the loanholder is eligible for a reduced student loan payment, Progress Advocates works with them to collect the necessary information, prepare the forms, and submit everything required to the Department of Education.  With the successful acceptance in the Department of Education's program, a fee is earned and paid to Progress Advocates by the loan holder.  For more information go to...


Student Loan Care LLC

Student Loan Care LLC, our second Federal Student Loan document preparation and submission business, is a joint venture with Hutton Ventures LLC, also a very experienced company in this industry.  There are various loan modification and forgiveness programs available from the Department of Education to aid Federal Student Loan holders. Student Loan Care specialists take great pride in getting students easily into the best program that allow them to consolidate student debt balances and reduce their payments. If the loan holder is eligible for a reduced student loan payment, Student Loan Care works with them to collect the necessary information, prepare the forms, and submit everything required to the Department of Education.  With the successful acceptance in the Department of Education's program, a fee is earned and paid to Student Loan Care by the loan holder.  For more information go to...


Payment Resolution Systems

Payment Resolution Systems (PRS) is a majority owned joint venture between Settl.it LLC, our wholly owned subsidiary, and Patient Online Services LLC. Working as an Extended Business Office for large medical groups and other healthcare providers, PRS allows their clients to offer patients a chance to go online and negotiate a discounted settlement of previously outstanding balances. This service utilizes our Settl.it Enterprise patented negotiation and settlement technology tools. For more information go to...


Settl.it LTD

Settl.it LTD is our London-based majority-owned joint venture with ADL LTD. Launched in 2016 Settl.it LTD has officially brought our family of settlement products to the U.K. market. It is headed by Adrian Learer, a chartered accountant, businessman, and mediator accredited by Britain’s Center for Effective Dispute Resolution. We have been exploring many opportunities with Settl.it LTD including a broad range of professional enterprises, clinical practitioners, as well as big business and government entities. For more information go to...